Posts Tagged ‘Credit Score’

My credit score is 550, can I get a personal loan?

Saturday, November 21st, 2009
AJ asked:


I just need to get a loan for some personal reasons, I am sure the bank will ask, and I am going to tell them medical bill consolidation, but I just want to see if I should wait, and build before applying. I am in a bit of a hurry, but the amount is only $4000.

My credit score is 714. To qualify for a home loan, do I pay down credit cards or save more down pmt?

Friday, November 20th, 2009
bartfink asked:


I’ve got a down payment of about 5% saved. Should I build that up, or put more towards paying down my cards to improve my credit score?

Is it a pipe dream to think that I can get a 2,000,000 dollar sba loan with a credit score of 640?

Friday, November 20th, 2009
cmbugno@ameritech.net asked:


I have no collateral but the new building and equipment would be a source of that. I am looking to be a franchisee for a large restaurant chain. My credit score is an average of the three, which is 640. Is it stupid to think this is possible or is it.

What kind of rate could I get on a mobile home loan?

Friday, November 20th, 2009
KimberlyJ asked:


Credit score in low to mid 700s. Land is owned not rented. Home was built in 1995 and is a double wide. I have 20% down.

Credit Score needed for new construction loan?

Sunday, November 15th, 2009
ST asked:


My husband and I are looking to build a home in the next few years as he has a bankruptcy that we are waiting to get off our credit report. We have one car loan at $15,000 and no other debt. Our credit score is a 650. Would we get approved being the bankruptcy is just off of his report or would we need to wait longer? We are looking to build a 2,000 sq ft home on a piece of land given to us from the family. Any advise is appreciated.

My credit score is 714. To qualify for a home loan, do I pay down credit cards or save more down pmt?

Thursday, November 12th, 2009
bartfink asked:


I’ve got a down payment of about 5% saved. Should I build that up, or pay down my cards to raise my credit score?

can I apply for a loan with fair credit and no home to refiance, to help me and my husband rebuild our credit?

Monday, November 9th, 2009
L.C.M. asked:


I would like to get a loan but each place I try on line it consist of home ownership, wich I don’t me and my husband don’t have yet. But I need a loan to help get us on track and help us get our credit score build up

Financing needed for fixing up my investment property?

Thursday, October 29th, 2009
Cheyne M asked:


Any suggestions who will lend $$$ for someone who has a 650 credit score? My property is located in Ogden UT, and has been a nightmare cause I’m in CA. Needless to say, I got screwed over by my realtor, contractor, and loan officer in the span of 6 months. And now facing other headaches with it. I’d be more than willing at this point to entertain any ideas, and especially a POSSIBILITY of partnership to see this through, and reap on the profits.
A lot is happening in the city of Ogden with fixing it up, and other major tourist attractions (I can explain later).
Hugh, it is mortgaged.

I am looking to obtain a collateral business loan, which will be secured by the equipment purchased from the l

Saturday, October 10th, 2009
jump_time_lasvegas asked:


I am looking to expand my current business in the inflatable rental business by obtaining a collateral equipment loan, to be used to purchase new inflatables, but I have a low credit score..Any honest suggestions??

What kind of credit is needed for a large business loan?

Sunday, October 4th, 2009
jt6341 asked:


I’m wondering what kind of credit is usually required for a business loan. I’m looking to buy a business but curious if a credit score of 600 could get a quarter million dollar loan?? The business generates major profits. Any information would be great. Thanks