November 20th, 2009
ceycey asked:
I have very little credit but it is not bad credit. I have been trying to build my credit but I got deals that was just too high on the APR. The only thing I have on my credit history is for jewelery I financed. And it wasn’t much. I only made two payments so far and need one more to pay it off. I just need 2-4 thousand dollars to buy a car from a private seller. Is there a place that can help me with this? Thank you so much.
Tags: 4 Car, Build My Credit, Buy A Car, Private Seller, Thousand Dollars
Posted in Buying Selling | 7 Comments »
November 20th, 2009
bartfink asked:
I’ve got a down payment of about 5% saved. Should I build that up, or put more towards paying down my cards to improve my credit score?
Tags: Cards Credit, Credit Cards, Credit Score, Home Loan, Improve Credit
Posted in Credit | 5 Comments »
November 20th, 2009
KLD asked:
Where is the best place to start for a low interest loan on non revenue producing land where I’m not ready to build a house yet? I have excellent credit and a long term job.
Tags: Estate Loan, Low Interest Loan, Real Estate, Term Job
Posted in Renting Real Estate | 1 Comment »
November 20th, 2009
cmbugno@ameritech.net asked:
I have no collateral but the new building and equipment would be a source of that. I am looking to be a franchisee for a large restaurant chain. My credit score is an average of the three, which is 640. Is it stupid to think this is possible or is it.
Tags: Credit Score, Dollar, Pipe Dream, Sba Loan, Stupid
Posted in Small Business | 2 Comments »
November 20th, 2009
KimberlyJ asked:
Credit score in low to mid 700s. Land is owned not rented. Home was built in 1995 and is a double wide. I have 20% down.
Tags: Credit Score, Loan Credit, Mobile Home Loan
Posted in Renting Real Estate | 3 Comments »
November 19th, 2009
Moe C asked:
I filed in 2005 because of an accident with an 18 wheeler, but I have since re-build my credit. I just want to know if that disqulifies a person from being approved.
Tags: Bk, Build Credit, Build My Credit, Credit Report, Loan Applications
Posted in Credit | 6 Comments »
November 19th, 2009
Clare asked:
does the mortgage company use the current value of the house or the projected value of the property after the works carried out when deciding wether to give you the loan?
Tags: Building An Extention, Current Value, Morgage, Mortgage Company, Wether
Posted in Renting Real Estate | 1 Comment »
November 19th, 2009
George asked:
I have an interest only loan on my home which i just purchased in arizona in Sept 06′. I have some debts that i would like to pay off and just stick to my house loan. Is there anyway that i would be able to get a loan? The loan i currently have is a 2 yr arm/ with a pre-payment penalty for 2 years. My house hasn’t built up any equity. please help?
Tags: Debts, House Loan, Interest Only Loan, Payment Penalty, Yr Arm
Posted in Renting Real Estate | 4 Comments »
November 18th, 2009
lizr asked:
Is it best to *always* go with a VA loan since I earned that benefit or still look at other loan types.?
I am having a home built in the Dallas Texas area but I will probably not get it because my Florida home is not sold. I have the option to pick another lot and build another home. The loan process starts all over again but I do not lose my earnest money if I build again. I did not lock in my rate with the 1st home and I went with a conventional loan. The Loan officer said why go VA if you are putting so much money down. (50K on a 127K house) . Now that I will be starting over with the loan process on another home ….I am concerned that I did not get the right advice about not going with a VA loan…I have 100% VA disability benefits so I think I get some fees waived.. I would be grateful for any professional opinions..
Tags: Conventional Loan, Dallas Texas Area, Earnest Money, Va Benefits, Va Loan
Posted in Renting Real Estate | 6 Comments »
November 17th, 2009
REDe2by asked:
We got preapproved for a mortgage of $175,000 and are having our home built, it won’t be completed for another six months and I may be having my salary lowered when closing comes in about 4 months. Will the Lender still honor it since my YTD wages are roughly the same or will it decrease drastically? Although we were approved for that amount the sale price of our home being built is $167,000. Thanks!
Tags: Home Loan, Mortgage, Pre Approved, Salary, Six Months
Posted in Renting Real Estate | 6 Comments »