Archive for the ‘Personal Finance’ Category

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How can i get a secured loan even though i have bad credit?

Thursday, November 26th, 2009
angelinairvin asked:


I have property that can have a house built on it. It is ready for construction. but my credit ***** and i have been going back and forth with the credit agencies because half of the stuff on my credit is not mine one credit place fixed it equifax so my equifax or experian report is clean and i got turned down not because of bad credit but because there wasnt enough on my credit?
no i dont want to build on it. I have a home that I live in. I only owe 3000 then it will be mine. I want to get a loan to pay it off and do some home improvements I have no desire to build on this land. But its well worth 25,000 to 30,000 and I am looking to borrow about 20,000 after I finish my home improvements im going to use what is left towards paying back the loan.

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Posted in Personal Finance | 5 Comments »

How can I get a loan interanationally without the hassle and the potenial scam? I live in the caribbean?

Saturday, November 14th, 2009
savvyA asked:


I am trying to get out of debt by paying off the exisiting ones and buy a piece of property and build a home for me and my family. I can then pay only one sum for everything.

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Posted in Personal Finance | No Comments »

can I apply for a loan with fair credit and no home to refiance, to help me and my husband rebuild our credit?

Monday, November 9th, 2009
L.C.M. asked:


I would like to get a loan but each place I try on line it consist of home ownership, wich I don’t me and my husband don’t have yet. But I need a loan to help get us on track and help us get our credit score build up

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Posted in Personal Finance | 4 Comments »

i just bought a house about 6 months ago. I am thinking about taking a home equity loan. Is this a bad idea?

Sunday, November 8th, 2009
Lazarus anxiously awaits asked:


the loan is for about 10,000 dollars. I want to use it to consolidate some of my other loans and start building a music studio, which is a really big ambition of mine.

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Posted in Personal Finance | 7 Comments »

I need to take out a loan for $1000, I want to pay it off quickly – is that bad for my credit?

Friday, November 6th, 2009
Joshhhhh! asked:


I need another $1000 for tuition this semester, and I wont have enough on my paycheck to do it, so I was wondering if I took out a loan for $1000, and payed it off in 2-3 months instead of a year or something, will that build more or less credit as opposed to paying just the minumn payment on the loan?

Would it be better to pay it off quicker? Less interest, but I want my credit to look better.

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Posted in Personal Finance | 4 Comments »

I bought a condo with a 100% 0 down loan. With all of todays problems, can I still RE-FINANCE my loan?

Thursday, November 5th, 2009
Diego asked:


I can hardly afford to pay my mortgage, but my loan person tells me that I can’t refinance because I don’t have enough equity built into my condo. I was just wondering if something can or can’t be done.

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Posted in Personal Finance | 6 Comments »

Which national banks offer 203K loans?

Tuesday, October 13th, 2009
Andre K asked:


Lending Tree ripped me off and I wasted $400 on an appraisal that is doing me no good. I need a well known reputable lender. Chase, Capital One, Neighbors??

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Posted in Personal Finance | 2 Comments »

How hard is it to get a small business loan?

Saturday, October 10th, 2009
sullycake asked:


I am saving up $10,000 dollars to have up front to give to the bank and I have the business plan, menu and everything set up like that. I am almost 23 and probably will have the money by that time. I am also working on making my credit good and looking for available spaces for rent. What is the likeliness that a bank would give me a loan? And is it really all that difficult?

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Posted in Personal Finance | No Comments »

Where Can I go online to apply for a unsecured business loan with out leaving my office?

Sunday, October 4th, 2009
freddie f asked:


Where Can I go online to apply for a unsecured business loan or personal loan with out leaving my office or home.

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Posted in Personal Finance | 4 Comments »

How can I get a personal loan or someone to invest in my start-up business overseas?

Saturday, September 12th, 2009
seane.beard asked:


I am currently in the military and I get out in the middle of December. I am currently in the middle of starting up a Day Spa (Beauty Spa) for females (in Bahrain) and I have already invested about 85K in loans into the business. I have nearly excellent credit (which is why I got the loans) which I have maintained for about 14 years. Now, about seven weeks from opening, I foresee a shortage of about 30K. I have searched everywhere for another loan, to include the new Patriot Express Business Loan for the military, but, they will not loan for a business overseas. Also, the number of loans on my Credit Report doesn’t make it a great idea to apply for another one. In the first month, my projected revenue is 15K. This total will double itself over the next three months, which is why I know that someone either investing in my business, or granting me a loan, will receive back their loan in a short period, or their investment will be a positive one. Email or rspond w/answer. Thanks.

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Posted in Personal Finance | 3 Comments »

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