Archive for the ‘Credit’ Category
Sunday, November 22nd, 2009
hearts femme fatal hearts asked: I ran my credit report and I want to start paying off my past due balances. How do I find out where to send my money. Do I need to hire a lawyer?
Can I build credit if I still have past due balances and collection accounts?
Tags: Collection Accounts, Due Balances, Find Money, Lawyer, Send Money
Posted in Credit | 6 Comments »
Saturday, November 21st, 2009
AJ asked:
I just need to get a loan for some personal reasons, I am sure the bank will ask, and I am going to tell them medical bill consolidation, but I just want to see if I should wait, and build before applying. I am in a bit of a hurry, but the amount is only $4000.
Tags: Credit Score, Hurry, Loan Personal, Medical Bill, Personal Reasons
Posted in Credit | No Comments »
Friday, November 20th, 2009
bartfink asked:
I’ve got a down payment of about 5% saved. Should I build that up, or put more towards paying down my cards to improve my credit score?
Tags: Cards Credit, Credit Cards, Credit Score, Home Loan, Improve Credit
Posted in Credit | 5 Comments »
Thursday, November 19th, 2009
Moe C asked:
I filed in 2005 because of an accident with an 18 wheeler, but I have since re-build my credit. I just want to know if that disqulifies a person from being approved.
Tags: Bk, Build Credit, Build My Credit, Credit Report, Loan Applications
Posted in Credit | 6 Comments »
Tuesday, November 17th, 2009
festy1986 asked: Does anyone know when Verizon reports to the credit companies? I was finally able to pay off a phone and internet bill from last year.
My credit score in Sept was 512, and with the help of two credit building loans, two credit risk credit cards, and a car payment twice a month, it is now at 572, Im going in the right direction and I would like to see how much getting those two off there improves the score more. Thanks
Tags: Building Loans, Internet Bill, Phone And Internet, Phone Internet, Risk Credit
Posted in Credit | 3 Comments »
Monday, November 16th, 2009
megz asked:
I will be 18 in 17 days, and I really want to get a new car, with a loan. But I have no credit. Are there any lenders out there that lend to people with no credit? I know that I could have my parents to cosign, but they have refused. What can I do, to get a car or to build credit quickly?
Thanks.
Tags: Build Credit, Car Credit, Car Loan, New Car, Parents
Posted in Credit | 3 Comments »
Sunday, November 15th, 2009
ST asked:
My husband and I are looking to build a home in the next few years as he has a bankruptcy that we are waiting to get off our credit report. We have one car loan at $15,000 and no other debt. Our credit score is a 650. Would we get approved being the bankruptcy is just off of his report or would we need to wait longer? We are looking to build a 2,000 sq ft home on a piece of land given to us from the family. Any advise is appreciated.
Tags: Car 15, Construction Loan, Credit Report, Credit Score, New Construction
Posted in Credit | 2 Comments »
Saturday, November 14th, 2009
janeflame2005 asked:
I plan on being responsible and paying each month on time because I want to build great credit (and appear as attractive to the banks as possible). I want to get the car as soon as I establish a solid credit background.
Tags: Banks, Build Credit, Credit Accounts, Establish Credit, New Accounts
Posted in Credit | 4 Comments »
Friday, November 13th, 2009
Jamie asked:
Also how do I build credit? And if i just opened a new checking account when should I get a credit card?
Tags: Build Credit, Car Loan, Checking Account, Credit Card
Posted in Credit | 6 Comments »